About us

123Bond is one of the foremost Mortgage Bond Originators in South Africa. We offer our clients (bond seekers) a seamless service from bond application to property ownership by taking care of all the hassle involved in the bond acquisition process.

Applying for a bond can be a daunting experience involving too many banks, bond types, interest rate options, credit criteria, etc. Using a bond origination expert can help you navigate your way into your new home with a lot more ease and peace of mind. This is why 123Bond makes your next home loan application as easy as 1-2-3!

WHAT TO EXPECT

  • Good Quality Service
  • Up to the minute Updates
  • Negotiated Interest Rate
  • Application with ALL major banks
  • Convenience of letting a 123Bond expert handle it for you

How it works?

Home Buyer to
  • Home buyer contacts 123Bond Expert on 086 178 2663.
  • 123Bond Expert assists the home buyer to complete the application form
  • Home buyer submits application form, with attachments to our 123Bond Expert
  • 123Bond expert confirms receipt of application and attachments with home buyer
 123Bond to
  • Submits application form with attachments to Major Banks.
  • Inform home buyer of submission and timeframes
  • Negotiates best interest rates with Banks, on behalf of home buyer
  • Informs home buyer of application status
  • Home buyer selects preferred bank, on the basis of approved application
  • 123Bond Expert facilitates signature of agreement
 Banks will:
  • Receive and acknowledge receipt of application with 123Bond
  • Negotiate best interest rate with 123Bond
  • Grants loan to home buyer

What is a Bond Originator?

Using an Originator is the most hassle free way of applying for Bond as it is the originators business to help you get the lowest home loan rate possible.

A Bond Originator offers a 100% FREE SERVICE, to you the home loan applicant, assisting you with your home loan application through their contacts at all the major banks in South Africa. Their service will assist you in navigating the complex world of home finance. They do the legwork and will provide you with an objective overview of all options available. They have strong relationships with all the major banks giving you the widest range of choice.

Why use a Bond Originator?

  1. You don’t need to go through the application process with every bank. The originator will collect all the necessary documentation and setup your application to ensure the process is a smooth one.
  2. You only need to complete one application, which will be submitted to different banks. After your approvals are received from the different banks its up to you to decide which bank your wish to go with.
  3. Better rates: Because the originator has a strong relationship with the banks they will often try to negotiate a lower rate for your loan – which can save your thousands over the term of the home loan.
Prime Interest Rate: 10%


APPLY ONLINE FOR A BONDAPPLY ONLINE FOR A BOND

SOME HELPFUL TIPSSOME HELPFUL TIPS

DEBT CONSOLIDATIONDEBT CONSOLIDATION



Contact us
Tel: 0861 78 BOND (2663)
Email: info@123bond.co.za

Or you can Click here to fill in our
online contact form


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