The National Credit Act
The National Credit Act (NCA) is the national credit law that came into effect on 1 June 2007. The intention of this law is to provide fundamental protection for consumers who apply for and/or are granted credit by any company or institution.The NCA Will affect the following product lines:
- Personal Loans
- Overdraft Facilities
- Vehicle Finance
- Credit cards
- Mortgage bonds
- And such similar products.
The National Credit Act aims to:
- Promote a fair, competitive and sustainable credit market
- Educate and help you to make informed choices
- Enforce affordability checks and calculations in all cases
- Protect you through the establishment of a national credit regulator, a consumer credit tribunal and a debt counselling process.
- All responsible lenders welcome the NCA.
- Click here to be linked to the NCA.
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Tel: 0861 78 BOND (2663)
Email: info@123bond.co.za
Or you can Click here to fill in our
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